The relationship between the Consumer, At Fault Driver and Repair Shop

When a consumer files a claim with at fault driver and his insurer,  it is know as a“Third Party Claim”

Part 4. Damage to Someone Else’s Property

Under this Part, we will pay damages to someone else whose auto or other property is damaged in an accident. The damages we will pay are the amounts that person is legally entitled to collect for property damage through a court judgment or settlement.